Debt consolidation businesses do not always carry with them the feeling of legitimacy. Because of this many people in debt, especially those that consider themselves followers of the Christian faith, turn to Christian debt consolidation businesses or not-for-profits. Being under the umbrella of their faith gives them peace of mind when trusting someone to get them out of debt. Obviously, there are those that can use Christianity as a front in order to gain your business. So be careful and do your homework on the business/not-for-profit so you can trust that you are getting genuine advice on consolidating your debt.
If this is a path you are interested in persuing you should talk to your local church and ask them if they know of any reputable businesses that can help you get from under your debt problems. This way you can have real peace of mind that those helping you are not trying to take advantage of you and your faith.